Maria Acuna Real Estate



Posted by Maria Acuna Real Estate on 1/21/2020

This Single-Family in Springfield, MA recently sold for $153,000. This Ranch style home was sold by - Maria Acuna Real Estate.


114 2Nd St, Springfield, MA 01104

Single-Family

$153,000
Price
$153,000
Sale Price

5
Rooms
3
Beds
1
Baths
This super well-kept ranch has three bedrooms, one bath, partially finished basement and one car garage! Lots of updates within 5 years include a newer roof, carpet (possible hardwood floors under the carpet), newer circuit breakers, new plumbing for washer and dryer all APO. Sprinkler system. Lovely setting in a very peaceful street! Highest & best by Wednesday the 23rd of October 5:00 P.M. Highest & best by Wednesday the 23rd of October 5:00 P.M.

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Categories: Sold Homes  


Posted by Maria Acuna Real Estate on 1/20/2020


42 Stuart St, Springfield, MA 01119

Single-Family

$170,000
Price

6
Rooms
3
Beds
1
Baths
Move right in! This newly remodeled home offers a new roof, replacement windows, 1 car garage, tons of storage and a bonus room in partially finished basement. All appliances to stay for buyers enjoyment including washer/dryer, lawn and snowblower! Don't miss out! Please contact listing agent to schedule showing!
Open House
Saturday
January 25 at 1:00 PM to 2:30 PM
Cannot make the Open Houses?
Location: 42 Stuart St, Springfield, MA 01119    Get Directions

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Categories: Open House  


Posted by Maria Acuna Real Estate on 1/17/2020

This Single-Family in Springfield, MA recently sold for $144,000. This Colonial style home was sold by - Maria Acuna Real Estate.


61 Denver St, Springfield, MA 01109

Single-Family

$149,000
Price
$144,000
Sale Price

8
Rooms
4
Beds
1/1
Full/Half Baths
Home has lots of living space with entry way that leads to large living room / dining room. Built-in adds to the charm of dining room. Kitchen w/ pantry and 1/2 bath, enclosed back entry porch complete the first floor. The second floor has 3 bedrooms & a 4th room that could serve as sitting area, computer or game room, etc. Enclosed porch on 2nd floor. Full bath on second floor with white ceramic tile. Bonus room on 3rd floor would make a great 4th bedroom and this floor also has a large separate storage area. Woodwork on 1st floor is unpainted, newer on demand hw system, central vac, 2 zone gas heat system, security system in place, some newer windows, Bauxite shakes siding. Wood flooring throughout most of the house. Garage needs work & has a separate, large work area. Beautiful plants, fenced in yard. Take a look & see how you can make this house your home and make it shine. Some chipped paint on exterior and some on interior so it will not pass FHA/VA guidel

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Categories: Sold Homes  


Posted by Maria Acuna Real Estate on 1/16/2020

If you’re planning on buying a home in the near future and are confused about many of the terms associated with mortgages, you’re not alone. Real estate is its own industry with its own set of processes, terms, and acronyms. If you’re new to the home buying process, there can be somewhat of a learning curve to understand what each of these terms means.

Since buying a home is such a huge investment and life decision, there’s a lot of pressure on home buyers to make sure they get everything right. This makes for a stressful situation for buyers who don’t feel like they understand the terminology of things like mortgages, appraisals, credit reports, and other factors that contribute to the home buying process.

To alleviate some of those concerns and to make the home buying process run more smoothly, we’ve compiled a list of the most common, and most commonly confused, real estate words, terms, and acronyms. That way, when you’re talking things over with your real estate agent or your mortgage lender, you’ll be confident that you understand exactly what’s being considered.


Read on for our real estate terminology glossary.

  • Adjustable rate mortgage (ARM) - This is one type of home loan. Mortgage rates with this type of loan fluctuate throughout the repayment term of the loan. The fluctuation is based on a market indicator.

  • Fixed rate mortgage (FRM) - Another type of home loan, a fixed rate mortgage has a rate which does not fluctuate, remaining constant for the life of the term, most commonly 15 or 30 years.

  • Appraisal - An appraisal is the determination of the value of a property. Appraisals are used when purchasing and selling a home, as well as when refinancing a home loan. Appraisers are required to be licensed or certified in each state and are usually paid for by the lender.

  • Appreciation - An increase in a property’s value, most commonly due to market inflation, or the general increase in home prices over time.

  • Depreciation - A decrease in a property’s value, due to either market deflation (uncommon) or the wear and tear on a home that comes with age.

  • Closing costs - The costs and fees that a buyer is responsible for when purchasing a home or taking out a mortgage. These include underwriting fees, inspections, appraisals, transfer taxes, and more. Closing costs typically range from 2% to 5% of the total loan amount.

  • Contingency - Home purchases have contracts to protect the interest of the buyer, seller, and lender. Contingencies are provisions designed to protect the buyer or lender should something occur in the time leading up to closing on (or purchasing) the home. One common contingency is the buyer’s right to have a final inspection of the home before closing to ensure no new issues with the home have occurred.

  • Private mortgage insurance (PMI) - Buyers who cannot afford a down payment of %20 typically are required to take out a private mortgage insurance policy. This policy protects the lender should the borrower default (fail to repay or meet the conditions of their loan).






Categories: Uncategorized  


Posted by Maria Acuna Real Estate on 1/14/2020


128 Boardman St, Belchertown, MA 01007

Single-Family

$339,000
Price

6
Rooms
4
Beds
2/1
Full/Half Baths
Hola! Unique vinyl sided home with great barn on four plus acres of land with endless possibilities. Split level entrance gives you access to three car garage and exit to nice large back patio. Upper level offers open plan. Large kitchen area with plenty of cabinets. Bright living room with picture windows that give you a beautiful view. Wonderful double sided brick fireplace for nice warm winter nights. Dining room has sliding doors bringing you to brand new composite deck. Full bath. Two bedrooms with plenty of closet space. Newly updated half bath in master bedroom. Fresh paint and new floors thru-out the home. Lower level offers extra large finished family room with fireplace. Nice bar area for entertaining and family gatherings. Full bath and another two bedrooms. Laundry/boiler room. New electric service line. New seamless gutters. Some replacement windows. Large well built barn with three bays,I beam, concrete floor and electric. Brand new raised septic with leach field.
Open House
Saturday
January 18 at 11:00 AM to 2:00 PM
Cannot make the Open Houses?
Location: 128 Boardman St, Belchertown, MA 01007    Get Directions

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Categories: New Homes